FBOP Corporation is a privately-held, well-capitalized $14.1 billion multi-bank holding company based in Oak Park, Illinois. Until early in 1990, FBOP Corporation owned just one bank, First Bank of Oak Park, which had $125 million in assets. The company has continually expanded since then by acquiring select financial institutions in Illinois, California, Texas, and Arizona.

The firm is built on a community banking philosophy that allows local autonomy in business development and customer relationships. This strategy has allowed for FBOP Corporation's sustainable growth and outstanding performance. Below is a brief description of each bank:

Park National Bank has $3.9 billion in assets and is a well-performing, financially strong community bank. While the bank has a growing presence in the Chicagoland market and all the expertise of the largest area banks, it retains the atmosphere and exceptional service of a community bank. Park National Bank offers both business and retail customers a complete range of lending and deposit products through its various segments, including: Commercial Banking, Business Banking, Personal Banking, Real Estate Lending (Chicago and nationwide), Consumer Lending, Commercial Equipment Leasing, Cash Management and Wealth Management.

Park National Bank has outstanding financial strength and profitability. In June 2006, the bank received Veribanc ratings of Green*** plus Blue Ribbon Bank® Commendation of Excellence. This rating is the highest given by Veribanc and indicates not only the institution’s current condition “based on equity strength and profitability” but also “future trends and contingencies.” The Veribanc Blue Ribbon Bank Commendation of Excellence is the country’s oldest formal recognition of banks which have met exceptionally high standards.*

*Descriptions of ratings are based on Veribanc’s website.

California National Bank has 65 locations and assets of $5.4 billion. In 1996, FBOP Corporation acquired Torrance Bank which had one branch location in Torrance. This initial entry into the California market was quickly followed by the purchase of Topa Savings and Topa Thrift which operated five branches in the Los Angeles area. In January, 1998, these entities were joined together to become the new California National Bank, headquartered in the prosperous Los Angeles market. California National grew substantially with the acquisition of People's Bank of California in 2001 and the acquisition of Fidelity Federal Bank in 2002.

San Diego National Bank was acquired by FBOP Corporation in early 1997. Located in San Diego's attractive downtown business district since 1981, it is a commercial bank with 21 locations and assets of $2.3 billion. This is the largest locally managed community bank in San Diego.

Pacific National Bank was acquired by FBOP Corporation in July 2004. Headquartered in San Francisco, Pacific National Bank has a total of 18 branches and assets of $960 million. Established in 1887 during San Francisco's early shipping and trading days, the bank provided financing for home building as the area grew. Pacific National Bank has a rich history and continues to be a meaningful part of the greater San Francisco Bay Area community.

Madisonville State Bank joined FBOP in 1993. The bank is located in Madisonville with $200 million in assets, is locally managed and is known for its active role in the community. Madisonville State Bank celebrates its centennial anniversary in July, 2002.

North Houston Bank joined the FBOP Corporation in 1995 and has grown to total assets of $384 million. Located in northeast Houston, the bank has become one of the city's most active and innovative commercial real estate lenders.

Citizens National Bank, located in Teague, is a small Texas farming community approximately 100 miles south of Dallas. Citizens was acquired in January, 1995 and has grown in assets from $23 million to $71 million.

In October 2002, FBOP purchased its first bank in Arizona. Bank USA, in Phoenix, Arizona, has assets of $163 million. Bank USA specializes in single family home construction and Commercial construction lending.

These banks share FBOP's vision of community involvement through valued relationships with local businesses and residents.

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