Whether you are buying your first home or your dream home, we know it is special. At our bank we take a personal approach to finding a home loan that best meets your individual needs. Our Loan Origination staff is on call to answer your questions and to walk you though the loan application process. The strength of our institution allows us to bring unique and beneficial programs to our customers. Below is a sampling of our mortgage products:

Mortgage Approval Prior to Property Selection (M.A.P.P.S.)	M.A.P.P.S. is our fully underwritten mortgage pre-approval program. In addition to identifying exactly how much you can afford to spend on a home, our unique pre-approval program also provides an option to protect your interest rate for up to 120 days! We provide you with an actual loan commitment giving you "cash-in-hand" buying power while you shop for your new home.
Fixed Rate Mortgage	This type of loan guarantees that your monthly principal and interest payment will remain unchanged for your entire loan term providing you assurance in a rising interest rate market.
Adjustable Rate Mortgage (ARM)	ARM loans traditionally have a lower beginning interest rate than fixed rate loans, allowing you to purchase more home up-front. Initial ARM interest rates are fixed for a set period of time then adjust annually.
New Construction Loans	Our new construction loan provides the funds to build your new home and then automatically rolls your building loan into a permanent mortgage loan, saving you money in extra closing costs.
First Time Home Buyer Programs	We offer an array of assistance programs for those purchasing their first home. The various programs provide qualified borrowers with down payment and closing cost assistance as well as low down payment options.
FHA	FHA loans are federally backed mortgages that allow for down payments as low as 3%.
VA	VA loans are federally backed mortgages available for qualified veterans of the United States Armed Services. This special program permits little to no down payment.
Specialty Loans	We offer loans that reduce the amount of paperwork needed to complete a loan such as no income verification loans and low documentation business loans. These types of loans are particularly beneficial for self-employed borrowers.
Co-op Loans	Purchase or refinance loans are available on Co-op units.
Blanket Loan	The Blanket Loan converts the equity in your current home to purchase a new home before selling your present home.

For more information, contact the Mortgage Loan Originator in your Chicagoland area